This Wednesday (22) the Desenrola Brasil Program promotes a debt renegotiation effort. In partnership with civil society organizations, banks and other creditors, Dia D – Mutirão Desenrola aims to encourage debt renegotiations and expand the reach of the program.
Bank agencies
To serve those interested, Banco do Brasil and Caixa Econômica Federal open their branches an hour earlier this Wednesday. Private banks will also operate extended hours, but branch opening hours will depend on each institution’s internal policy.
Since Monday (20), the Desenrola Brasil Program has entered a new phase. Track 1 of the program, intended for renegotiation of debtors with an income of up to two minimum wages or registered in the Single Registry for Social Programs of the Federal Government (CadÚnico), began to renegotiate debts of up to R$20,000.
Debts from R$5,000.01 to R$20,000, after updating the values, can be refinanced until December 30th. After this period, the discounts will be maintained, but the debt can only be paid in cash. Range 1 covers bank debts, such as credit cards, and late bills from other sectors, such as energy, water and retail.
Fies
In addition to commercial debts, around 1.2 million students or graduates in default with the Student Financing Fund (Fies) can also renegotiate their debts with up to a 99% discount. The debtor must look for the bank branch responsible for financing.
Renegotiation
To access the renegotiation platform, the consumer must be registered with the Portal Gov.br, with a silver or gold level account and have updated registration data. Then, the debtor will have to choose a financial institution or company registered in the program to carry out the renegotiation. Then, simply select the number of installments and make the payment.
A page will list the debts in order of discount, from largest to smallest. In the auction stage, 654 companies presented proposals, with the average discount being 83% of the original debt value. However, in some cases, the rebate exceeded this value, depending on economic activity, reaching 99% in some sectors. The consumer can pay the debt in up to 60 months, paying interest of 1.99% per month.
This Wednesday (22) the Desenrola Brasil Program promotes a debt renegotiation effort. In partnership with civil society organizations, banks and other creditors, Dia D – Mutirão Desenrola aims to encourage debt renegotiations and expand the reach of the program.
Bank agencies
To serve those interested, Banco do Brasil and Caixa Econômica Federal open their branches an hour earlier this Wednesday. Private banks will also operate extended hours, but branch opening hours will depend on each institution’s internal policy.
Since Monday (20), the Desenrola Brasil Program has entered a new phase. Track 1 of the program, intended for renegotiation of debtors with an income of up to two minimum wages or registered in the Single Registry for Social Programs of the Federal Government (CadÚnico), began to renegotiate debts of up to R$20,000.
Debts from R$5,000.01 to R$20,000, after updating the values, can be refinanced until December 30th. After this period, the discounts will be maintained, but the debt can only be paid in cash. Range 1 covers bank debts, such as credit cards, and late bills from other sectors, such as energy, water and retail.
Fies
In addition to commercial debts, around 1.2 million students or graduates in default with the Student Financing Fund (Fies) can also renegotiate their debts with up to a 99% discount. The debtor must look for the bank branch responsible for financing.
Renegotiation
To access the renegotiation platform, the consumer must be registered with the Portal Gov.br, with a silver or gold level account and have updated registration data. Then, the debtor will have to choose a financial institution or company registered in the program to carry out the renegotiation. Then, simply select the number of installments and make the payment.
A page will list the debts in order of discount, from largest to smallest. In the auction stage, 654 companies presented proposals, with the average discount being 83% of the original debt value. However, in some cases, the rebate exceeded this value, depending on economic activity, reaching 99% in some sectors. The consumer can pay the debt in up to 60 months, paying interest of 1.99% per month.
